We moved here too.
Arrive was founded by immigrants who got tired of explaining their financial history to systems that refused to listen. So we built one that does.
Mission
Financial belonging for every immigrant.
4.2 million immigrants have used Arrive to build credit, send money home without fees, and access financial products that actually reflect who they are — not just where they were born.
We started with a credit card. We\'re building toward a full financial life — savings, remittance, insurance, and beyond.
What We Stand For
Principles we don't negotiate on.
Built for Immigrants
We started Arrive because the U.S. financial system wasn't built for people who built their lives elsewhere first. Every feature we ship is designed for the 45 million immigrants who deserve better.
Global Credit, Recognized
Your credit history doesn't disappear at the border. We read financial records from 190+ countries and translate them into a U.S. credit profile that actually opens doors.
Transparent by Default
No hidden fees. No fine print surprises. No SSN required to check your rate. We believe trust is earned through clarity, not contracts.
Reporting That Works for You
From day one, every on-time payment is reported to all three major bureaus. We're not just a card — we're a credit-building engine.
The Team
People who lived the problem.
Moved from Mumbai to San Francisco on an H-1B. Spent 3 years being turned down by banks before deciding to build the one she needed.
Nigerian-born engineer who built credit infrastructure at two fintech unicorns. Joined Arrive to solve the problem he lived through.
Came from Mexico City on an F-1 visa. Spent a decade in banking before realizing the system she worked in was the problem she needed to fix.