Financial tools built for your reality.
Not generic fintech. Products designed specifically for immigrants navigating the U.S. financial system for the first time.
The Arrive Card
No SSN. No U.S. credit history. No problem.
The first credit card that reads your global financial history and gives you a real credit limit — not a secured deposit. Apply in 4 minutes with just your passport and foreign bank records.
- ₹0 foreign transaction fees worldwide
- Reports to all 3 major U.S. bureaus from day one
- Soft pull — checking your rate never hurts your score
- Accepted everywhere Visa is accepted
Global Credit Score
Your financial history, finally recognized.
We translate credit records from 190+ countries into a U.S. credit profile. Your years of on-time payments in India, Nigeria, Mexico, or the Philippines count here — not just your first U.S. account.
- Reads financial records from 190+ countries
- Instant U.S. credit profile generation
- Monthly bureau reporting from account open
- Average 680 score built in 11 months
Fee-Free Transfers
Every rupee, peso, and naira stays yours.
Send money home without watching fees eat your paycheck. Arrive transfers carry zero foreign transaction fees and use real mid-market exchange rates — not the inflated ones banks quietly charge.
- Zero fees on international transfers
- Real mid-market exchange rates
- Transfers to 80+ countries
- Same-day delivery to major banks
